Right-Sizing Your Life: 5 Things Comox Valley Seniors Should Know Before Downsizing

When you’ve spent decades building a life in one home, the idea of “downsizing” can feel a bit overwhelming — and very emotional. In the Comox Valley, though, downsizing doesn’t have to mean giving up your independence or your lifestyle. It can be a smart way to simplify, free up time and money, and stay connected to the people and places you love.

Here are 5 key things to keep in mind when downsizing as a senior in the Comox Valley.

1. Think About How You Want to Live, Not Just Where

Before you look at specific buildings or complexes, take a moment to picture your ideal day.

Ask yourself:

• Do you want to walk to the grocery store, coffee shop, or pharmacy?

• Is it important to be close to doctors, the hospital, or specialists?

• Do you like being able to stroll along the Courtenay Riverway, Comox Marina, or Puntledge River?

• Would you be happier in a quieter area (like parts of Comox or rural Courtenay) or somewhere with more activity and neighbors (like central Courtenay or Cumberland)?

In the Comox Valley, you’ve got lots of options:

• Condos or apartments near downtown Courtenay or Comox for easy access to shops and services

• Patio homes or townhomes that offer a smaller footprint but still feel like a “home”

• 55+ communities where many neighbours are in a similar stage of life

• Independent and assisted-living options if you want extra support now or in the near future

Downsizing works best when it supports your daily routines, not just your square footage.

2. Plan for “Future You” – Accessibility and Health

You may feel quite mobile and independent right now, which is wonderful — but part of a good downsizing plan is making life easier for “future you.”

Look for features like:

• Level entry or elevator access (minimal stairs)

• Wide hallways and doorways (walker or wheelchair-friendly if needed later)

• A walk-in shower instead of a deep tub

• Secure parking and good lighting in hallways and parking areas

• In-suite laundry (no hauling clothes up and down)

• Proximity to Comox Valley Hospital, clinics, and pharmacies

Even if you don’t need these features today, choosing a home with them now can save you the disruption of another move later on. The goal is to find a place where you could comfortably age in place for many years.

3. Be Honest About Your Stuff – and Start Early

Most seniors say the hardest part of downsizing isn’t the move itself, it’s the “stuff”.

Some tips that make it easier:

• Start with the easy wins. Begin in spaces like the laundry room, linen closet, or bathroom where there’s less emotional attachment.

• Work in short sessions. Even 30–60 minutes at a time adds up.

• Use simple categories:

  • Keep (will definitely use in the new home)

  • Gift to family (items with sentimental value)

  • Donate (items in good shape but no longer needed)

  • Sell (only if you have the energy for it)

  • Recycle/garbage

• Take photos of sentimental items (your kids’ artwork, old trophies, special collections) so you keep the memories without keeping every physical item.

You do not have to do this alone. In the Comox Valley, there are:

• Professional organizers who specialize in working with seniors

• Estate sale and buy/sell services

• Local charities and thrift shops that can pick up donations

Downsizing is emotional — it’s okay to feel sad, relieved, or both at the same time. Give yourself time and permission to feel all of it.

4. Understand the Financial Side and What Downsizing Can Do for You

Downsizing isn’t just about getting rid of stairs and yard work; it can also be a powerful financial decision.

Some things to consider:

• Equity release:
  If you’ve owned your home for a long time, you may have significant equity. Selling and moving into something smaller or less expensive can free up money to:

  • Top up your retirement savings

  • Build a buffer for future care needs

  • Travel, help family, or simply breathe easier month to month

• Monthly costs:
  Compare:

  • Property taxes now vs. in a smaller property or strata

  • Strata fees vs. what you currently spend on maintenance, repairs, yard work, and utilities

  • Insurance costs for your current home vs. a smaller one

• Future expenses:
  Factor in what might be coming down the road: a new roof, major repairs, increasing property taxes, or the cost of maintaining a large yard.

A good downsizing plan looks at more than just the sale price. It asks: “Will this move make my life easier and more secure?” If the answer is yes both practically and financially, you’re on the right track.

5. Choose the Right Support Team – You Don’t Have to Do This Alone

Downsizing is a big life transition — you deserve a team that understands both the practical and emotional sides of it.

The right support might include:

• A local real estate agent who regularly works with seniors in the Comox Valley and understands:

  • Which buildings/complexes tend to be quieter or more accessible

  • Strata rules (age restrictions, pet policies, rentals)

  • Typical resale values and which options will protect your investment

• A trusted financial planner or accountant to help you understand tax implications and how to best use the proceeds from your sale

• Family members or trusted friends who can help with sorting, packing, and decision-making, at your pace

• Move managers or organizers if you prefer professional help from start to finish

A good agent will walk you through:

• Whether you should sell first or buy first (depending on your financial comfort and the current market)

• Simple timelines so you’re not rushed

• Options for staging your current home in a way that doesn’t turn your life upside down

You are not “just another transaction.” You’re making one of the most important moves of your life, and you deserve patience, clear explanations, and respect at every step.

Final Thoughts

Downsizing in the Comox Valley doesn’t mean shrinking your life — it can mean right-sizing your home to match who you are now.

If you:

1. Focus on how you want to live day to day

2. Plan for accessibility and future needs

3. Take a thoughtful, gradual approach to your belongings

4. Understand the financial picture

5. Surround yourself with the right support

…you can make a move that gives you more freedom, less stress, and a home that truly works for you in the years ahead.